Debt & Credit Archives - Money Minded Mom Helping busy moms get it all done...in less time...and on a budget Thu, 27 Apr 2023 19:44:04 +0000 en-US hourly 1 https://wordpress.org/?v=6.2 https://www.moneymindedmom.com/wp-content/uploads/2016/08/cropped-Logo5-32x32.jpg Debt & Credit Archives - Money Minded Mom 32 32 I Desperately Need Money… What To Do When You Need Money Fast https://www.moneymindedmom.com/i-desperately-need-money-fast/ https://www.moneymindedmom.com/i-desperately-need-money-fast/#comments Tue, 07 Sep 2021 09:27:29 +0000 https://www.moneymindedmom.com/?p=208666 "Help!! I desperately need money ..." What to Do When You Need Money Fast   We’ve all been in a sticky situation at one time or another when we’ve thought to ourselves “ I desperately need money fast !” Maybe there was a family emergency. You might’ve needed to deal with an unexpected expense. Or [...]

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]]> https://www.moneymindedmom.com/i-desperately-need-money-fast/feed/ 2 Free Debt Thermometer Printable PDF Template https://www.moneymindedmom.com/free-debt-thermometer-printable-pdf-template/ https://www.moneymindedmom.com/free-debt-thermometer-printable-pdf-template/#respond Sun, 31 Jan 2021 23:35:13 +0000 https://www.moneymindedmom.com/?p=208412 Download your free debt thermometer printable to stay motivated to pay off your debt!   A debt thermometer is a great tool to use when you are trying to get out of debt. It's a simple, yet effective way to track your debt payoff progress while staying motivated to keep moving toward your goal of [...]

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]]> https://www.moneymindedmom.com/free-debt-thermometer-printable-pdf-template/feed/ 0 How to Get Out Of Debt Fast You Are Broke As Hell https://www.moneymindedmom.com/how-to-get-out-of-debt/ https://www.moneymindedmom.com/how-to-get-out-of-debt/#comments Fri, 06 Mar 2020 23:07:10 +0000 http://www.moneymindedmom.com/?p=669 Getting out of debt is hard enough...   ...but when you’re broke as hell, it seems like you’re fighting a losing battle. When you are trying to figure out how to get out of debt, all you hear is “put every penny you have to spare on your debt” … But how can you do that [...]

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]]> https://www.moneymindedmom.com/how-to-get-out-of-debt/feed/ 49 10 Free Debt Snowball Worksheet Printables to Help You Get Out Of Debt https://www.moneymindedmom.com/free-debt-snowball-worksheet-payoff-printables-get-out-of-debt/ https://www.moneymindedmom.com/free-debt-snowball-worksheet-payoff-printables-get-out-of-debt/#comments Thu, 09 Jan 2020 23:15:18 +0000 https://www.moneymindedmom.com/?p=200447 Are you ready to kick debt to the curb for good? Check out these 10 FREE Debt Snowball Worksheet Printables to help you get started on your debt-free journey If you've been looking into how to get out of debt, then you may have heard of the debt snowball method. It's one of the most [...]

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]]> https://www.moneymindedmom.com/free-debt-snowball-worksheet-payoff-printables-get-out-of-debt/feed/ 3 Debt Payoff Calculator – How long will it take you to pay off your debts? https://www.moneymindedmom.com/debt-payoff-calculator-repayment-plan-how-long-debt-free/ https://www.moneymindedmom.com/debt-payoff-calculator-repayment-plan-how-long-debt-free/#respond Fri, 20 Sep 2019 14:15:18 +0000 https://www.moneymindedmom.com/?p=199897 Use this debt payoff calculator to create an effective debt repayment plan. Debt Payoff Calculator     Getting out of debt is hard enough, but when you don't really know what you're dealing with, it can seem like you will never be debt-free.  Whether you are thinking about using the debt avalanche or [...]

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]]> https://www.moneymindedmom.com/debt-payoff-calculator-repayment-plan-how-long-debt-free/feed/ 0 I’m Broke & Need Help! – 10 Reasons You Have No Money & How To Fix It https://www.moneymindedmom.com/im-broke-no-money/ https://www.moneymindedmom.com/im-broke-no-money/#comments Sun, 19 May 2019 20:30:41 +0000 http://www.moneymindedmom.com/?p=4448 How to stop having to say I'm broke... Are you tired of always being broke? Never having any money to do anything fun...living from paycheck to paycheck, or worse...  I hear you, I have been in all these situations and it is totally discouraging. Having no money is a bad situation to be in. If [...]

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]]> https://www.moneymindedmom.com/im-broke-no-money/feed/ 4 How to Stop Living Paycheck to Paycheck (tips to break the cycle for good) https://www.moneymindedmom.com/stop-living-paycheck-to-paycheck/ https://www.moneymindedmom.com/stop-living-paycheck-to-paycheck/#comments Thu, 02 May 2019 21:26:01 +0000 http://www.moneymindedmom.com/?p=1084 Learn how to stop living paycheck to paycheck for good!   Are you living paycheck to paycheck and struggle to make ends meet every week? You know the drill, you get your paycheck, pay some bills, buy groceries; then the money is gone until the next payday. You then do it all over again, week [...]

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]]> https://www.moneymindedmom.com/stop-living-paycheck-to-paycheck/feed/ 4 5 Bad Financial Habits You Have to Break Today https://www.moneymindedmom.com/financial-habits/ https://www.moneymindedmom.com/financial-habits/#comments Fri, 24 Aug 2018 21:49:53 +0000 http://www.moneymindedmom.com/?p=194836 Break these bad financial habits with these simple sategies  Bad financial habits are the main reason so many people are struggling financially.   Every money decision has an effect on your entire financial picture. Breaking these bad financial habits is imperative if you want to take control of and improve your financial future. Replacing bad [...]

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]]> https://www.moneymindedmom.com/financial-habits/feed/ 9 Holiday Debt : 9 Ways to Stay Out Debt This Christmas Season https://www.moneymindedmom.com/holiday-debt/ https://www.moneymindedmom.com/holiday-debt/#respond Thu, 09 Aug 2018 22:28:17 +0000 http://www.moneymindedmom.com/?p=196877 The holiday season is the most wonderful time of the year. It is also the most expensive season of the year. It's the time of year when so many people get into holiday debt. Many of us spend on credit cards or borrow money through more expensive options like payday loans to spend on holiday [...]

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]]> https://www.moneymindedmom.com/holiday-debt/feed/ 0 Paying Off Debt ~ How to be Proactive When It Feels Hopeless https://www.moneymindedmom.com/how-to-be-proactive-about-paying-off-debt/ https://www.moneymindedmom.com/how-to-be-proactive-about-paying-off-debt/#comments Thu, 19 Jul 2018 21:36:46 +0000 http://www.moneymindedmom.com/?p=864 Paying off debt is hard, I mean really hard. Anyone who is in debt wants to be free of it, who can blame them right? Just about everybody has the means to get themselves out of debt. Yes, even if you are living from paycheck to paycheck. So why are so many people still buried [...]

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]]> https://www.moneymindedmom.com/how-to-be-proactive-about-paying-off-debt/feed/ 6 How to Bounce Back from Financial Failure https://www.moneymindedmom.com/bounce-back-from-financial-failure/ https://www.moneymindedmom.com/bounce-back-from-financial-failure/#comments Fri, 23 Feb 2018 23:24:33 +0000 http://www.moneymindedmom.com/?p=677 Managing money is a task we earn by default, whether we like it or not. As a result, not everyone is equipped to manage personal cash flow. In fact, financial failure is common, we must try and figure out what is best to do with each financial challenge. Despite playing a natural role in personal [...]

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]]> https://www.moneymindedmom.com/bounce-back-from-financial-failure/feed/ 11 9 Silliest Ways Your Dollars Go In The Trash https://www.moneymindedmom.com/silliest-ways-your-dollars-go-in-the-trash/ https://www.moneymindedmom.com/silliest-ways-your-dollars-go-in-the-trash/#respond Wed, 17 Jan 2018 22:46:11 +0000 http://www.moneymindedmom.com/?p=1383 When asked about an American, most foreigners come up with a not-so-flattering picture. They depict Americans as rude, materialistic, and wasteful that belong to a highly consumerist society. We as consumers have wasteful money habits and trash our precious dollars in more ways than one. For instance, bank fees, sinful indulgences and a host of other [...]

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]]> https://www.moneymindedmom.com/silliest-ways-your-dollars-go-in-the-trash/feed/ 0 What To Do When Financial Tragedy Happens https://www.moneymindedmom.com/what-to-do-when-financial-tragedy-happens/ https://www.moneymindedmom.com/what-to-do-when-financial-tragedy-happens/#comments Sun, 07 Jan 2018 21:58:36 +0000 http://www.moneymindedmom.com/?p=195815 So, I’m guessing that you are here reading this, either because a financial tragedy has already happened to you or you are hoping to prevent one from happening. If you are in the situation that it has already happened, then I want to say to you, hang on; you can survive this. We did, and [...]

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]]> https://www.moneymindedmom.com/what-to-do-when-financial-tragedy-happens/feed/ 1 5 Steps You Need To Do To Improve Your Credit https://www.moneymindedmom.com/credit-score-2/ https://www.moneymindedmom.com/credit-score-2/#comments Sun, 23 Jul 2017 22:18:27 +0000 http://www.moneymindedmom.com/?p=194895 Your credit score is a big part of your everyday life. You may not even realize how much it affects decisions other make about YOUR future. And it’s all based on what the see when they pull your credit. Do you realize that anyone who you give a few pieces of valuable personal information to [...]

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]]> https://www.moneymindedmom.com/credit-score-2/feed/ 2 Simple Ways To Pay Off Loans Faster https://www.moneymindedmom.com/simple-ways-to-pay-off-loans-faster/ https://www.moneymindedmom.com/simple-ways-to-pay-off-loans-faster/#comments Sat, 06 Aug 2016 16:17:14 +0000 http://www.moneymindedmom.com/?p=537 Are you looking to pay off loans faster? No one likes to take a big chunk out of their paycheck every month and give it to the bank. Yes, it is nice to have the money when you need it.  A better option would be to have the funds available in your own savings account [...]

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]]> https://www.moneymindedmom.com/simple-ways-to-pay-off-loans-faster/feed/ 1 How to Improve Your Credit Score https://www.moneymindedmom.com/improve-credit-score/ https://www.moneymindedmom.com/improve-credit-score/#comments Mon, 04 Jul 2016 16:33:12 +0000 http://www.moneymindedmom.com/?p=475 Your FICO credit score is super important in your financial life. It determines what kind of credit cards you can qualify for and what interest rate you will get charged. It also determines what type of interest you pay on personal loans and car loans. Your credit score also impacts where you live because your [...]

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