Smart Money - Money Minded Mom Helping busy moms get it all done...in less time...and on a budget Wed, 10 May 2023 14:26:55 +0000 en-US hourly 1 https://wordpress.org/?v=6.2 https://www.moneymindedmom.com/wp-content/uploads/2016/08/cropped-Logo5-32x32.jpg Smart Money - Money Minded Mom 32 32 Affordable Online Boutiques: 30 Cheap Online Shops To Get Clothes On A Budget https://www.moneymindedmom.com/affordable-online-boutiques/ https://www.moneymindedmom.com/affordable-online-boutiques/#comments Mon, 22 Aug 2022 00:26:11 +0000 https://www.moneymindedmom.com/?p=206389 Update your wardrobe for cheap when you shop at these affordable online boutiques Affordable Online Boutiques: 30 Cheap Online Shops To Get Clothes On A Budget Does your wardrobe need updating but can’t afford designer labels? Dressing to impress doesn’t need to cost a fortune…  You can get fashionable women’s clothes for cheap at any [...]

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7 Things From Home To Sell For Extra Money https://www.moneymindedmom.com/things-from-home-to-sell-for-extra-money/ https://www.moneymindedmom.com/things-from-home-to-sell-for-extra-money/#respond Wed, 04 May 2022 14:27:56 +0000 https://www.moneymindedmom.com/?p=210450 Looking to make a bit of extra money? Check out these 7 Things to sell from around your home to make extra money   In an age where we are constantly buying things that we need in everyday life, one can very quickly overcrowd the house with items that have outlived their use. After all, [...]

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What is the Purpose of a Budget? (+ 8 Benefits of Budgeting Your Money) https://www.moneymindedmom.com/purpose-of-a-budget-benefits-budgeting-money/ https://www.moneymindedmom.com/purpose-of-a-budget-benefits-budgeting-money/#respond Fri, 29 Oct 2021 22:58:39 +0000 https://www.moneymindedmom.com/?p=209736 What is the purpose of a budget 8 Benefits of Budgeting Your Money You hear it all the time... "You have to budget your money!" and many times there is no explanation so you're left wondering "What is the purpose of a budget?". A budget is a financial plan that establishes the anticipated income and [...]

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I Desperately Need Money… What To Do When You Need Money Fast https://www.moneymindedmom.com/i-desperately-need-money-fast/ https://www.moneymindedmom.com/i-desperately-need-money-fast/#comments Tue, 07 Sep 2021 09:27:29 +0000 https://www.moneymindedmom.com/?p=208666 "Help!! I desperately need money ..." What to Do When You Need Money Fast   We’ve all been in a sticky situation at one time or another when we’ve thought to ourselves “ I desperately need money fast !” Maybe there was a family emergency. You might’ve needed to deal with an unexpected expense. Or [...]

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Selling Printables Online To Make Money: The Ultimate Guide https://www.moneymindedmom.com/make-money-selling-printables-online/ https://www.moneymindedmom.com/make-money-selling-printables-online/#respond Sun, 11 Jul 2021 11:18:52 +0000 https://www.moneymindedmom.com/?p=209189 Selling Printables Online is a Great Way to Make Money From Home If you’re looking to make money from home or start a side hustle, then selling printables online is one of the easiest businesses to get started with a very little upfront cost. What’s great about selling digital printables is that once you create [...]

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62 Money Affirmations To Attract Wealth & Financial Abundance To You https://www.moneymindedmom.com/money-affirmations-financial-abundance/ https://www.moneymindedmom.com/money-affirmations-financial-abundance/#comments Sun, 14 Mar 2021 01:02:49 +0000 https://www.moneymindedmom.com/?p=208631 Money Affirmations To Attract Financial Abundance  When struggling financially, it can be hard to keep a positive attitude and outlook on your life and future. One way to combat this and to improve your situation is to say positive money affirmations to yourself on a daily basis.  Whether you're deep in debt with no hope [...]

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🤣 101 Funny Money Quotes & One-Liners That’ll Make You Laugh 😂 https://www.moneymindedmom.com/funny-money-quotes/ https://www.moneymindedmom.com/funny-money-quotes/#respond Sat, 20 Feb 2021 23:10:32 +0000 https://www.moneymindedmom.com/?p=208478 😂 These funny money quotes will inspire, motivate, and make you laugh out loud 🤣 If you are struggling with money or trying to get out of debt, you know that it can be downright discouraging  Sometimes you need a little motivation or inspiration to improve your financial situation. But sometimes you just need a [...]

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34 Legit Online Jobs That Pay Well To Make Money From Home In 2021 https://www.moneymindedmom.com/legit-online-jobs/ https://www.moneymindedmom.com/legit-online-jobs/#comments Wed, 17 Feb 2021 23:34:57 +0000 http://www.moneymindedmom.com/?p=196320 Check out these best legit online jobs that pay well so you can work from home Are you looking for legit online jobs to make money from home? Is it possible to make a living working from home? What kind of legit online jobs can I do from home? Do online jobs really pay? Are online [...]

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Never Pay Full Price For Anything ~ 16 Easy Tips (that anyone can do!) https://www.moneymindedmom.com/never-pay-full-price/ https://www.moneymindedmom.com/never-pay-full-price/#comments Thu, 11 Feb 2021 00:36:36 +0000 https://www.moneymindedmom.com/?p=208447 Stop paying more than you have to... Instead, use these easy ways to never pay full price for anything! Whether you're a bargain hunter who's always looking for the best deals or need to save money, finding ways to never pay full price for anything should be top of mind. Some people may think that [...]

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Free Debt Thermometer Printable PDF Template https://www.moneymindedmom.com/free-debt-thermometer-printable-pdf-template/ https://www.moneymindedmom.com/free-debt-thermometer-printable-pdf-template/#respond Sun, 31 Jan 2021 23:35:13 +0000 https://www.moneymindedmom.com/?p=208412 Download your free debt thermometer printable to stay motivated to pay off your debt!   A debt thermometer is a great tool to use when you are trying to get out of debt. It's a simple, yet effective way to track your debt payoff progress while staying motivated to keep moving toward your goal of [...]

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21 Ways To Save Money On a Tight Budget (even if you think you can’t) https://www.moneymindedmom.com/ways-to-save-money-on-a-tight-budget/ https://www.moneymindedmom.com/ways-to-save-money-on-a-tight-budget/#comments Sat, 09 Jan 2021 13:20:50 +0000 https://www.moneymindedmom.com/?p=208316 Want to save money but don't think you can? Here are 21 easy ways to save money on a tight budget.   It can be difficult to find ways to save money on a tight budget, but it's not impossible. I know because I was in your shoes not so long ago. I was deep [...]

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Free Amazon Gift Cards: 31+ Genius Ways to Get Free Amazon Gift Cards https://www.moneymindedmom.com/free-amazon-gift-cards/ https://www.moneymindedmom.com/free-amazon-gift-cards/#respond Fri, 01 Jan 2021 15:03:44 +0000 https://www.moneymindedmom.com/?p=197923 Grab your free $100 Amazon Gift Card by signing up for an Amazon Rewards Card + 31 Other Genius Ways To Earn Free Amazon Gift Cards Did you know that there are over 30 ways to earn free Amazon gift cards? Who doesn't love free gift cards? We all do, it's like free money!! There [...]

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14 Best Cable TV Alternatives For 2021 To Cut The Cord For Good https://www.moneymindedmom.com/cable-tv-alternatives-2021/ https://www.moneymindedmom.com/cable-tv-alternatives-2021/#comments Sun, 27 Dec 2020 13:56:10 +0000 https://www.moneymindedmom.com/?p=200466 Tired of paying high cable prices month after month? I hear you...cable can be very expensive, and it’s not going to get any cheaper… In fact, the average U.S. household pays more than $100 per month for their monthly cable subscription. But the good news is that there are plenty of cable TV alternatives out [...]

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Build A Gift Closet To Save Money On Gifts All Year Long https://www.moneymindedmom.com/build-a-gift-closet-to-save-money/ https://www.moneymindedmom.com/build-a-gift-closet-to-save-money/#comments Thu, 24 Dec 2020 23:16:04 +0000 http://www.moneymindedmom.com/?p=1056 How to build a gift closet to save money on gift giving all year long  Gift giving is an expense that doesn’t only happen around the holidays... There are plenty of other occasions that pop up throughout the year where a gift would be expected. This is when having a gift closet would come in [...]

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21 Easy Things to Make and Sell for Money https://www.moneymindedmom.com/easy-things-to-make-and-sell/ https://www.moneymindedmom.com/easy-things-to-make-and-sell/#respond Tue, 22 Dec 2020 01:08:43 +0000 https://www.moneymindedmom.com/?p=207651 Earn extra cash at home selling crafts & homemade goods with these easy things to make and sell for money!  If you are looking for an easy way to start making money from home, then you might want to consider selling crafts with this list of easy things to make and sell for money.   [...]

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Best Cash Envelope Wallet Systems To Manage Your Money Better https://www.moneymindedmom.com/best-cash-envelope-wallet/ https://www.moneymindedmom.com/best-cash-envelope-wallet/#respond Fri, 11 Sep 2020 00:05:17 +0000 https://www.moneymindedmom.com/?p=207287 Find the best cash envelope wallet for any style Looking for a cash envelope wallet to replace those worn out envelopes?  If you've been using the cash envelope system for a while now, then you also probably know that keeping your cash in envelopes can be a bit of a pain. Don't get me wrong, [...]

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No Spend Challenge: A Simple Way To Save Money Fast https://www.moneymindedmom.com/no-spend-challenge/ https://www.moneymindedmom.com/no-spend-challenge/#respond Sun, 16 Aug 2020 17:19:51 +0000 https://www.moneymindedmom.com/?p=206737 How a no-spend challenge works and what you need to know to get started Whether you’re looking to save money away for a rainy day, save up for something special, or need to control your spending, doing a no-spend challenge will help you reach your financial goals. What makes this type of money challenge unique [...]

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Cash Envelope System Explained: Why Use It And How To Get Started https://www.moneymindedmom.com/cash-envelope-system/ https://www.moneymindedmom.com/cash-envelope-system/#respond Sun, 02 Aug 2020 22:12:01 +0000 https://www.moneymindedmom.com/?p=206659 A complete guide explaining how and why you should use the cash envelope system. If you’ve been researching different ways to budget your money, then you’ve probably heard of the cash envelope method.  It’s a popular system because it offers an easier way to track your spending which is one of the biggest budget challenges [...]

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How to Make Money As A Teen: 25 Ways To Earn Cash Both Online & Off https://www.moneymindedmom.com/make-money-as-a-teen-how-to/ https://www.moneymindedmom.com/make-money-as-a-teen-how-to/#respond Sat, 25 Jul 2020 16:36:57 +0000 https://www.moneymindedmom.com/?p=206493 Wondering how to make money as a teen?  You are not alone, nowadays, most teens want to earn their own money for various reasons. Maybe you'd like to earn some extra cash to have a bit of your own spending money, save for your first car, or to save up for college. Whatever the reason, [...]

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15 Best Online Thrift Stores To Buy Vintage and Second Hand Clothes https://www.moneymindedmom.com/best-online-thrift-stores/ https://www.moneymindedmom.com/best-online-thrift-stores/#respond Fri, 17 Jul 2020 17:10:54 +0000 https://www.moneymindedmom.com/?p=206437 Looking for the best online thrift stores? Consignment shopping is a smart money move because you can get clothes for so much cheaper.  But in addition to saving money, it has a positive impact on our planet. Buying second-hand clothes means less waste filling up our landfills which is a big problem these days so [...]

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How To Make Money As A Kid: 23 Ideas To Get You Started https://www.moneymindedmom.com/make-money-as-a-kid/ https://www.moneymindedmom.com/make-money-as-a-kid/#respond Sat, 11 Jul 2020 21:15:27 +0000 https://www.moneymindedmom.com/?p=200965 23 ways to earn money as a kid - a guide of popular ways to start making money even if you aren't old enough to get a job We all want to make money... Even as a kid, I'm sure you'd rather make your own money so you have control, get to buy what you [...]

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How to Budget for Streaming Subscriptions and Save Money https://www.moneymindedmom.com/streaming-subscriptions/ https://www.moneymindedmom.com/streaming-subscriptions/#respond Sat, 13 Jun 2020 12:27:45 +0000 https://www.moneymindedmom.com/?p=201137 There are a ton of different alternatives to cable these days. One of the most popular of these cord-cutting options is streaming subscriptions. Providers like Netflix, Amazon Prime, Hulu, and Disney Plus pump a menagerie of old shows, new movies, and freshly generated content into your home for your continual binge-watching pleasure. The Problem with [...]

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10 Brilliant Tips To Save Money on Kids Clothing https://www.moneymindedmom.com/save-money-on-kids-clothing/ https://www.moneymindedmom.com/save-money-on-kids-clothing/#comments Sat, 06 Jun 2020 20:41:28 +0000 http://www.moneymindedmom.com/?p=194981 Are you looking to save money on kid's clothing? Children’s clothing can really take a huge bite out of your budget. More so then your own wardrobe even if your clothing is more expensive. The reason being is that you are not going to outgrow your clothing any time soon and you take care of [...]

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Affordable Clothes for Kids: A Busy Moms Guide to Dressing Kids for Less https://www.moneymindedmom.com/buying-affordable-clothes-for-kids/ https://www.moneymindedmom.com/buying-affordable-clothes-for-kids/#respond Sun, 22 Mar 2020 15:47:54 +0000 https://www.moneymindedmom.com/?p=200839 A busy mom's guide to buying affordable clothes for kids on a budget. Kids are expensive...there is certainly no doubt about that. In fact, it’s estimated that the cost of raising a child through the age of 17 exceeds $233,000, and that number gets higher with each passing year. While raising a kid will never [...]

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How to Get Out Of Debt Fast You Are Broke As Hell https://www.moneymindedmom.com/how-to-get-out-of-debt/ https://www.moneymindedmom.com/how-to-get-out-of-debt/#comments Fri, 06 Mar 2020 23:07:10 +0000 http://www.moneymindedmom.com/?p=669 Getting out of debt is hard enough...   ...but when you’re broke as hell, it seems like you’re fighting a losing battle. When you are trying to figure out how to get out of debt, all you hear is “put every penny you have to spare on your debt” … But how can you do that [...]

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Meal Planning On A Budget: 16 Easy Ways To Save Money On Groceries https://www.moneymindedmom.com/meal-planning-on-a-budget-save-money-on-groceries/ https://www.moneymindedmom.com/meal-planning-on-a-budget-save-money-on-groceries/#respond Sat, 29 Feb 2020 19:05:36 +0000 https://www.moneymindedmom.com/?p=200750 Learn how to meal plan so you can save money and reduce your grocery budget Meal planning can seem overwhelming, but when you are on a tight budget, it’s what’s going to help you stretch your grocery dollars to last the month. The good news is that once you get the hang of meal planning [...]

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10 Free Debt Snowball Worksheet Printables to Help You Get Out Of Debt https://www.moneymindedmom.com/free-debt-snowball-worksheet-payoff-printables-get-out-of-debt/ https://www.moneymindedmom.com/free-debt-snowball-worksheet-payoff-printables-get-out-of-debt/#comments Thu, 09 Jan 2020 23:15:18 +0000 https://www.moneymindedmom.com/?p=200447 Are you ready to kick debt to the curb for good? Check out these 10 FREE Debt Snowball Worksheet Printables to help you get started on your debt-free journey If you've been looking into how to get out of debt, then you may have heard of the debt snowball method. It's one of the most [...]

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52 Week Money Challenge: How It Works + Free Printable Template https://www.moneymindedmom.com/52-week-money-challenge-how-it-works-free-printable-template/ https://www.moneymindedmom.com/52-week-money-challenge-how-it-works-free-printable-template/#respond Sun, 13 Oct 2019 21:15:37 +0000 https://www.moneymindedmom.com/?p=199959 Struggling to save money? Try the 52-Week Money Challenge, it’s a painless way to start making saving money a habit. 52-Week Money Challenge Printable Template Download your free 52 Week Money Challenge Printable Chart, then keep reading to see how easy it can be to save money with this challenge.     Why You Should [...]

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Budget Categories You Must Consider To Manage Your Money Better https://www.moneymindedmom.com/budget-categories-manage-money/ https://www.moneymindedmom.com/budget-categories-manage-money/#comments Sun, 06 Oct 2019 10:43:40 +0000 https://www.moneymindedmom.com/?p=199944 You created your budget! Awesome... but did you include all budget categories or are they just to general?  When setting up a budget including all necessary budget categories is important. It allows you to see exactly where your money is going and helps you control your spending on discretionary expenses. Before we dive into the [...]

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9 Budget Challenges and How to Overcome Them To Succeed At Budgeting https://www.moneymindedmom.com/budget-challenges-how-to-overcome-to-succeed/ https://www.moneymindedmom.com/budget-challenges-how-to-overcome-to-succeed/#respond Sat, 28 Sep 2019 22:18:54 +0000 https://www.moneymindedmom.com/?p=199864 We all face many budget challenges, it's how you deal with them that will be the difference between success and failure.   You decided you need to budget your money...   Smart move! Living on a budget is really the only way to take control of your financial future. Maybe you’ve tried to budget your money [...]

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Debt Payoff Calculator – How long will it take you to pay off your debts? https://www.moneymindedmom.com/debt-payoff-calculator-repayment-plan-how-long-debt-free/ https://www.moneymindedmom.com/debt-payoff-calculator-repayment-plan-how-long-debt-free/#respond Fri, 20 Sep 2019 14:15:18 +0000 https://www.moneymindedmom.com/?p=199897 Use this debt payoff calculator to create an effective debt repayment plan. Debt Payoff Calculator     Getting out of debt is hard enough, but when you don't really know what you're dealing with, it can seem like you will never be debt-free.  Whether you are thinking about using the debt avalanche or [...]

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Saving Money The Easy Way – 6 Simple Ways To Save Money Effortlessly https://www.moneymindedmom.com/saving-money/ https://www.moneymindedmom.com/saving-money/#comments Sat, 14 Sep 2019 21:40:55 +0000 http://www.moneymindedmom.com/?p=194716 Think saving money is impossible? Maybe you've tried and just can't seem to make it work. If you are like me, you probably have made some elaborate plan to save money... You plan to cut back on every single thing that is not a necessity to save more... then a week or so later you [...]

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Managing Money Like A Pro – 21 Money Management Skills We All Need https://www.moneymindedmom.com/managing-money-tips/ https://www.moneymindedmom.com/managing-money-tips/#comments Fri, 14 Jun 2019 15:37:31 +0000 http://www.moneymindedmom.com/?p=330 A 21 step process to managing money like a pro Managing money is not a skill we are born with... It's not anything we are taught in schools. Even most parents never thought of teaching their kid's about money. It's no wonder 78% of Americans are living from paycheck to paycheck and 3 out of [...]

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Frugal Living: 99+ Tips to Live Frugal Without Feeling Deprived or Cheap https://www.moneymindedmom.com/frugal-living-tips/ https://www.moneymindedmom.com/frugal-living-tips/#comments Fri, 07 Jun 2019 22:35:25 +0000 http://www.moneymindedmom.com/?p=559 Frugal living is not about depriving yourself of the finer things in life or being a cheapskate. Frugality is more of a mindset that you adapt to get the most out of the things you have and spending less on things you need. What Does Frugal Living Mean? Some people think that living frugal means [...]

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How to Stop Spending Money – 14 Tips to Stop Overspending for Good https://www.moneymindedmom.com/how-to-stop-spending-money-tips-overspending/ https://www.moneymindedmom.com/how-to-stop-spending-money-tips-overspending/#respond Sun, 02 Jun 2019 21:29:11 +0000 https://www.moneymindedmom.com/?p=199157 How to stop spending money you don't have  There is just no way around it... If you ever want to reach your financial goals in life, you need to learn how to stop spending money that you don't have. Overspending is a bad financial habit that we all need to get under control. It's the [...]

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How To Create A Christmas Budget Ideas To Save Money & Avoid Holiday Debt https://www.moneymindedmom.com/christmas-budget-save-money-holiday-debt/ https://www.moneymindedmom.com/christmas-budget-save-money-holiday-debt/#respond Sat, 01 Jun 2019 21:49:19 +0000 http://www.moneymindedmom.com/?p=197159 How to create a Christmas budget to avoid holiday debt If you are wondering how in the world you will ever be able to afford Christmas gifts, then the first thing you need to do is create a Christmas budget. Keep reading to learn how to avoid holiday debt.   The holiday season is approaching [...]

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15 Free Printable Monthly Budget Planner Templates https://www.moneymindedmom.com/budget-planner-free-printable-monthly-template/ https://www.moneymindedmom.com/budget-planner-free-printable-monthly-template/#comments Sat, 01 Jun 2019 20:45:17 +0000 https://www.moneymindedmom.com/?p=199085 Stay on top of your budget with these free printable monthly budget planner templates A budget planner is a tool you really need to consider using to help maintain your finances. Just like a to-do list helps us remember all the tasks we need to complete, a budget planner helps remind us that we need [...]

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How To Plan For Unexpected Expenses To Avoid Busting Your Budget https://www.moneymindedmom.com/unexpected-expenses/ https://www.moneymindedmom.com/unexpected-expenses/#comments Mon, 27 May 2019 10:57:04 +0000 http://www.moneymindedmom.com/?p=195605 Unexpected expenses are just a fact of life. Nobody wants to think about it, especially if we are not prepared for them. Even more so if we don't think we can afford to sock some extra cash away for a rainy day. It can be difficult to build up an emergency savings fund for all [...]

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Emergency Savings 101 – Everything You Need to Know To Avoid Financial Disaster https://www.moneymindedmom.com/emergency-savings-fund/ https://www.moneymindedmom.com/emergency-savings-fund/#comments Sat, 25 May 2019 15:29:55 +0000 http://www.moneymindedmom.com/?p=354   Building an emergency savings fund is vital to avoid financial disaster. Yet most of us don't have an emergency cushion to fall back on if something should happen. In fact, according to CNBC, only 39% of Americans have enough money saved to cover a $1000 emergency.  That's a shocking stat since emergency financial situations [...]

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How to Budget Money (The Right Way) – Everything You Need to Know https://www.moneymindedmom.com/how-to-budget/ https://www.moneymindedmom.com/how-to-budget/#respond Sun, 19 May 2019 21:34:12 +0000 https://www.moneymindedmom.com/?p=198994 If you want to learn how to budget, then you’ve come to the right place! This guide shows you exactly how to budget money the right way so you have the best chance for success. Unless you live under a rock, then I’m sure you’ve heard many times that you need a budget. Does that [...]

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