Family Budget Archives - Money Minded Mom

What is the Purpose of a Budget? (+ 8 Benefits of Budgeting Your Money)

Lisa — Fri, 29 Oct 2021 22:58:39 +0000

What is the purpose of a budget 8 Benefits of Budgeting Your Money You hear it all the time... "You have to budget your money!" and many times there is no explanation so you're left wondering "What is the purpose of a budget?". A budget is a financial plan that establishes the anticipated income and [...]

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Best Cash Envelope Wallet Systems To Manage Your Money Better

Lisa — Fri, 11 Sep 2020 00:05:17 +0000

Find the best cash envelope wallet for any style Looking for a cash envelope wallet to replace those worn out envelopes? If you've been using the cash envelope system for a while now, then you also probably know that keeping your cash in envelopes can be a bit of a pain. Don't get me wrong, [...]

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No Spend Challenge: A Simple Way To Save Money Fast

Lisa — Sun, 16 Aug 2020 17:19:51 +0000

How a no-spend challenge works and what you need to know to get started Whether you’re looking to save money away for a rainy day, save up for something special, or need to control your spending, doing a no-spend challenge will help you reach your financial goals. What makes this type of money challenge unique [...]

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Cash Envelope System Explained: Why Use It And How To Get Started

Lisa — Sun, 02 Aug 2020 22:12:01 +0000

A complete guide explaining how and why you should use the cash envelope system. If you’ve been researching different ways to budget your money, then you’ve probably heard of the cash envelope method. It’s a popular system because it offers an easier way to track your spending which is one of the biggest budget challenges [...]

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How to Budget for Streaming Subscriptions and Save Money

Lisa — Sat, 13 Jun 2020 12:27:45 +0000

There are a ton of different alternatives to cable these days. One of the most popular of these cord-cutting options is streaming subscriptions. Providers like Netflix, Amazon Prime, Hulu, and Disney Plus pump a menagerie of old shows, new movies, and freshly generated content into your home for your continual binge-watching pleasure. The Problem with [...]

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Budget Categories You Must Consider To Manage Your Money Better

Lisa — Sun, 06 Oct 2019 10:43:40 +0000

You created your budget! Awesome... but did you include all budget categories or are they just to general? When setting up a budget including all necessary budget categories is important. It allows you to see exactly where your money is going and helps you control your spending on discretionary expenses. Before we dive into the [...]

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9 Budget Challenges and How to Overcome Them To Succeed At Budgeting

Lisa — Sat, 28 Sep 2019 22:18:54 +0000

We all face many budget challenges, it's how you deal with them that will be the difference between success and failure. You decided you need to budget your money... Smart move! Living on a budget is really the only way to take control of your financial future. Maybe you’ve tried to budget your money [...]

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Managing Money Like A Pro – 21 Money Management Skills We All Need

Lisa — Fri, 14 Jun 2019 15:37:31 +0000

A 21 step process to managing money like a pro Managing money is not a skill we are born with... It's not anything we are taught in schools. Even most parents never thought of teaching their kid's about money. It's no wonder 78% of Americans are living from paycheck to paycheck and 3 out of [...]

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How to Stop Spending Money – 14 Tips to Stop Overspending for Good

Lisa — Sun, 02 Jun 2019 21:29:11 +0000

How to stop spending money you don't have There is just no way around it... If you ever want to reach your financial goals in life, you need to learn how to stop spending money that you don't have. Overspending is a bad financial habit that we all need to get under control. It's the [...]

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How To Create A Christmas Budget Ideas To Save Money & Avoid Holiday Debt

Lisa — Sat, 01 Jun 2019 21:49:19 +0000

How to create a Christmas budget to avoid holiday debt If you are wondering how in the world you will ever be able to afford Christmas gifts, then the first thing you need to do is create a Christmas budget. Keep reading to learn how to avoid holiday debt. The holiday season is approaching [...]

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15 Free Printable Monthly Budget Planner Templates

Lisa — Sat, 01 Jun 2019 20:45:17 +0000

Stay on top of your budget with these free printable monthly budget planner templates A budget planner is a tool you really need to consider using to help maintain your finances. Just like a to-do list helps us remember all the tasks we need to complete, a budget planner helps remind us that we need [...]

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How To Plan For Unexpected Expenses To Avoid Busting Your Budget

Lisa — Mon, 27 May 2019 10:57:04 +0000

Unexpected expenses are just a fact of life. Nobody wants to think about it, especially if we are not prepared for them. Even more so if we don't think we can afford to sock some extra cash away for a rainy day. It can be difficult to build up an emergency savings fund for all [...]

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How to Budget Money (The Right Way) – Everything You Need to Know

Lisa — Sun, 19 May 2019 21:34:12 +0000

If you want to learn how to budget, then you’ve come to the right place! This guide shows you exactly how to budget money the right way so you have the best chance for success. Unless you live under a rock, then I’m sure you’ve heard many times that you need a budget. Does that [...]

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I’m Broke & Need Help! – 10 Reasons You Have No Money & How To Fix It

Lisa — Sun, 19 May 2019 20:30:41 +0000

How to stop having to say I'm broke... Are you tired of always being broke? Never having any money to do anything fun...living from paycheck to paycheck, or worse... I hear you, I have been in all these situations and it is totally discouraging. Having no money is a bad situation to be in. If [...]

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How to Stop Living Paycheck to Paycheck (tips to break the cycle for good)

Lisa — Thu, 02 May 2019 21:26:01 +0000

Learn how to stop living paycheck to paycheck for good! Are you living paycheck to paycheck and struggle to make ends meet every week? You know the drill, you get your paycheck, pay some bills, buy groceries; then the money is gone until the next payday. You then do it all over again, week [...]

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Living Below Your Means: Everything You Need To Know To Get Started

Lisa — Fri, 15 Feb 2019 23:15:38 +0000

Why and How You Need To Start Living Below Your Means Gaining financial security starts with living below your means. It’s an essential part of getting out of debt, building wealth and achieving financial freedom. If you are not living below your means, you are probably in debt or on the verge of getting into [...]

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Amazing Bullet Journal Ideas to Manage Money

Lisa — Mon, 24 Sep 2018 22:25:06 +0000

We all need to find a way to manage our money, create a budget and track our spending and saving. We need to control our money instead of letting it control us. Even though we all need to do this, many of us simply don't. There may be many reasons why, maybe tracking it's just [...]

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Smart Ways To Maximize Your Home Investment

Lisa — Thu, 16 Aug 2018 21:54:43 +0000

Homes are a valuable investment. For most Americans, housing is the single biggest payment they will make across their lifetime, averaging at about 34% of expenses per month. However, there are a surprising number of ways homeowners can make money back on their home investment without putting it on the market. Whether you recently purchased [...]

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Financial Plan: Why Young Families Need One

Lisa — Sun, 29 Jul 2018 20:23:54 +0000

Create a financial plan to protect your family and reach your financial goals If you are a young family or are looking to start a family soon, then you need to consider making a financial plan. A financial plan is not only important for you and your spouse to stay on top of your finances. [...]

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10 Financial Habits You Need To Start Today

Lisa — Tue, 10 Jul 2018 17:19:40 +0000

10 Easy Financial Habits To Improve Your Finances Who doesn’t want financial stability? Being financially stable has little to do with how much money you make and more to do with how you manage the money that you do make. You could be making $30,000 dollars a year and be more financially stable then others [...]

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Create a Budget That Is Fail-Proof ~ An Ultimate Guide

Lisa — Sun, 03 Jun 2018 15:58:37 +0000

A budget is super important to have to control your finance, manage money and live within your means. You need to create a budget as a way to control your money instead of allowing your money to control you. What happens when you get halfway through the week and start running out of funds? You [...]

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One Simple Reason You Can’t Stick To Your Budget

Lisa — Sun, 12 Mar 2017 21:44:35 +0000

The word “Budget” seems to hit a nerve with a lot of people. Most people just do not want to create a budget or follow one anymore. They feel that it is too constricting, don’t have the willpower to stick to it or is just a waste of time. They have failed time and time [...]

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